Families and individuals living in poverty face challenges that can make meeting daily basic needs impossible. 

Poverty impacts physical and mental health and is linked to higher mortality rates.

In Oneida and Herkimer Counties, 21% of children and 12% of seniors are in households below the national poverty guidelines.

Through this simulator, you'll experience the challenge of navigating decisions in daily life when living with serious income constraints. You'll navigate through making critical choices to support your basic needs based on the resources available to an individual or family living in poverty. You'll make choices regarding housing, healthcare, food, transportation, technology, childcare, utilities, and spending. Hover over each choice in the simulator for content around each selection available.

Can you meet all your basic needs with the credits allotted?

Try the simulator below by first choosing either a family of 4 or a senior citizen. You will have options worth between 1 and 3 credits for each category.

What will you decide?

 

Family of 4

YOUR MONTHLY INCOME COMES IN THE FORM OF 15 CREDITS

 

Single Senior

YOUR MONTHLY INCOME COMES IN THE FORM OF 12 CREDITS

Family of Four: Two Parents, Two Children
HOUSING - SELECT ONE
Studio apartment (1 bedroom), 1 bath, unfurnished, no patio/deck/yard, street parking only, stove only
3 bedroom apartment, 1 bath unfurnished, covered patio, 1 covered parking space, stove and refrigerator
2 bedroom house, 1 1/2 bath, unfinished, small fenced yard, 2 car garage, stove, refrigerator and dishwasher

HEALTH CARE - SELECT ONE
No health insurance, you pay for all health related costs
Health insurance for you through your employer but no health insurance for your family members
Health insurance for you and your family through your employer

FOOD PER PERSON - SELECT ONE

TRANSPORTATION - SELECT ONE
No public transportation

TECHNOLOGY ACCESS - SELECT ONE
no computer or tv
no cable or computer

CHILD CARE - CHOOSE ONE
Under supervision of a family member
A licensed daycare, but no early education training
A provider with proven high-quality care and training in early education

EMERGENCY EXPENSE!
Emergency Expense: Your youngest has a strep throat and must see the doctor. 1 credit taken away from lost wages from time off to take care of her.

UTILITIES - CHOOSE ONE
Skip this month's bill, face disconnect services

MISCELLANEOUS - CHOOSE ONE
It's your oldest child's birthday. For thier gift:

Remaining Credits

Housing1


Housing2


Housing3


Health1


Healthcare2


Healthcare3


Food1


Food2


Food3


Transportation1


transportation2


transportation3

 

technology1


technology2


Technology 3 Credits


Childcare 1 Credit


childcare2


Childcare3


emergency - 1 credit


Utility1


Utility2


Utility3

 

Spending1


Spending2


Spending3


15

You are OUT OF CREDITS!

Senior Fixed Income
HOUSING - SELECT ONE
Live with a family member
Own your own in a small home and receive home healthcare support 2 days/week.
Live in a community living facility with consistent healthcare support

HEALTH CARE - SELECT ONE

FOOD PER PERSON - SELECT ONE

TRANSPORTATION - SELECT ONE
Group transit from local senior service agency at minimal cost

TECHNOLOGY ACCESS - SELECT ONE

EMERGENCY EXPENSE!
Emergency Expense: You have fallen in your home and need to go to the emergency room to be checked out.

UTILITIES - CHOOSE ONE
Skip this month's bill, face disconnect services

SPENDING MONEY - CHOOSE ONE

Remaining Credits

Senior Housing 1 credit


Housing2


Housing3


Health1


Healthcare2


Healthcare3


Food1


Food2


Food3


Transportation1


transportation2


transportation3

 

technology1


technology2


Technology 3 Credits


emergency - 1 credit


Utility1


Utility2


Utility3

 

Spending1


Spending2


Spending3


12

You are OUT OF CREDITS!

Now Breathe... How do you feel?

Are you frustrated, angry, hurt, confused, hopeless? These are some of the many feelings people report having when navigating the barriers to meeting their daily, basic needs. 

Spend just one minute adding up the losses you experienced during the simulation. Losses are the cuts to your energy, hopes, or plans that you experienced when you wanted to make a different decision but you knew you couldn’t.

Now think for a minute what experiencing that loss would feel like over weeks, months, or years. That is the reality for more than 20% of our neighbors.

Change is possible.

Services provided by United Way MV and our funded partners can help fill these gaps. While these programs and services are vital, we also need to create change to stop the cycle of poverty.

Together, we can combat poverty in Oneida, Herkimer, and Madison counties. United Way of the Mohawk Valley is doing just that through childcare, transportation, housing, and more

You can help create solutions.  Donate today.